Hidayat, W., Yolanda Putra, R., Maminiaina Heritiana Sedera, R., Wahyudi, L. and Finaritra Manovosoa, R. 2026. Emotional and Cognitive Drivers of QRIS Usage: Exploring the Mediating role of Perceived Trust in Digital payment Adoption. International Journal of Economics and Business Issues. 4, 2 (Jun. 2026). DOI:https://doi.org/10.59092/ijebi.vol4.Iss2.97.