ZAKARIYA ADO, S.; IBRAHIM MUHAMMAD, A.; ALIYU, H. Beyond Collateral: Algorithmic Trust, Digital Transformation, And Credit Risk Dynamics In SMEs Financing In Nigeria. International Journal of Economics and Business Issues, [S. l.], v. 5, n. 1, 2026. DOI: 10.59092/ijebi.vol5.Iss2.107. Disponível em: https://www.ij-ebi.com/index.php/files/article/view/107. Acesso em: 14 aug. 2026.