RAKOTOARISOA, M. H. S.; RAKOTOVAO , M. F.; RAMAMBAZAFY , R. N. J. M.; RONALDO YOLANDA , P. Fintech Adoption, Financial Literacy, and Micro, Small, and Medium Enterprises in a Developing Economy. International Journal of Economics and Business Issues, [S. l.], v. 5, n. 1, p. 44–58, 2026. DOI: 10.59092/ijebi.vol5.Iss1.113. Disponível em: https://www.ij-ebi.com/index.php/files/article/view/113. Acesso em: 7 oct. 2026.