Budhi H, Santosa T, Setiyawati S. Effect Of Perceived Risk on The Intention to Use Internet Banking by Implementing the Technology Acceptance Model. IJEBI [Internet]. 2022 Dec. 31 [cited 2026 Jun. 22];1(1):61-7. Available from: https://www.ij-ebi.com/index.php/files/article/view/10